I've decided to go for the lap quilt. I think I just might have enough white to finish it. It will be close, but I'm going for it. I widened the quilt and I have 4 more rows to add. 2 and a half on the bottom and a half of row on the top. I played with Photoshop Elements a little and cut and pasted some rows to see how it will finish out. I should have completed it on Electric Quilt but I'm a lot faster with cut and paste on Photoshop elements. Below is the progress so far. It was hanging over a banister and I didn't iron it all so it's a little distorted.
Here is my anticipated finish look.